April 19, 2022. credit score: 620 for fixed-rate and 640 for adjustable Debt-to-income ratio: 45-50% of gross monthly income Conforming loan limits: $647,200 (single-family home) Private mortgage insurance: Required with less than 20% down 100% free with no obligation. Please enable JavaScript in your browser settings then reload/refresh this page. 2. Limit commercial space in a development to 25% of gross income and/or gross area of the development. 0000001020 00000 n The Income Limits are effective April 18, 2022.. HUD released the Fiscal Year (FY) 2022 estimated Median Family Incomes (MFIs) and the FY 2022 Income Limits.MFIs are used as the basis for income limits in several HUD programs, including the Public Housing, Section 8 project-based, Section 8 Housing Choice Voucher, Section 202 housing for the elderly, and Section 811 housing for persons with . 2023 HOME and LIHTC - Income and Rent Limits for NYC; 2023 LIHTC Income - Averaging Project - Income and Rent Limits for NYC; Annual Owner Certifications. Updated Income Limits for 2021 Single Family Housing Loan and Grant Programs. 3. An acceptable credit history (at least a 660 credit score for conventional loans) Enough income to afford mortgage payments Enough cash on hand to pay for a down payment, mortgage fees, and closing costs The house you buy is within purchase price limits PHFA income and purchase price limits MORE: If you are ready to get in touch with an NJHMFA approved lender, fill out our request form and we'll pair you with up to three lenders in your area. Yes, PHFA income limits vary by county and household size. centre htf 6/15/2022 20,450 23,400 26,300 29,200 32,470 37,190 41,910 46,630 56,010 511 548 657 759 929 1106 1283 chester htf 6/15/2022 22,150 25,300 28,450 31,600 34,150 37,190 41,910 46,630 56,010 553 593 711 821 929 1106 1283 The limits are effective on April 18, 2022. %%EOF, Microsoft Word - 4 - Maximum PennHOMES HTF limits.docx, 2022, PHFA, Application, LIHTC, 9%, 9 percent, Tax Credits, Low Income Housing Tax Credits, Multifamily, PennHOMES, HTF, Loan Limits, HTF Loan Limits, PennHOMES Loan Limits, PennHOMES and HTF Loan Limits. PHFA Multifamily Welcome Page 0000002834 00000 n 0000124373 00000 n endstream endobj 18 0 obj <<7e3f6195d4f14d0153ef2343bac398ab>]>>stream Make your monthly mortgage payments straight to PHFA. An NJHMFA approved lender assisted Kyle and Kiri in utilizing the Down Payment Assistance Program to help achieve their dream of home ownership. Purchase Price & Income Limits. Furthermore, some of its programs have income. %%EOF t^e'#MwldJZ w;?7d>P4fMWli nEm8`dC6D%X=EfxxH9>nS'{DIO-2iW66;yJoh@\)7 "( C#]rW`gYH"D5q64\WdXDA-r;=4/:OsFXv.$-{Z;m*aO[PSqu[/Iv%.`'}\O w'of!C%JJg)Kjb6z.z Updated Income Limits for 2021 Single Family Housing Loan and Grant To get a loan through the Keystone Home Loan Program, you need to meet any one of three basic requirements: The income and purchase price limits for the Keystone Home Loan program depend on both the county you want to buy in and your household size. Learn more. 9758 The agency is governed by a 14-member board. xc```c``1f da8 05hu= !F`1H310R Y Home buyers who purchase in these counties are not required to be first-time buyers, however, applicants must meet the income and purchase limits in these counties in addition to the underwriting guidelines. , {* v.VEEm\4,C|A jFY/LfA&y^nLm%([+` e/K%3i{9C:9! PDF 2022 PennHOMES with LIHTC Rent and Income Limits PHFA programs and operations are funded primarily by the sale of securities and from fees paid by program users, not by public tax dollars. %PDF-1.5 % Facebook . x* FUm>]]G,zeZs.3 >8w[zJ(FQ go/>}^>](D}ot.smp^U80gY endstream endobj What is the difference between HUD's Median Family Income (MFI) and Area Median Income (AMI)? Household of 4 - Income limit of $141,750 . Research Fellowship. HPD eRent Roll Template - Including Instructions (CY 2021) (MS Excel . x=`~_Y-Zg&B(zUGsRP1yifq0"vHJO@PA0!`B w8( For example, FY 2022 Income Limits are calculated using 2015-2019 5-year American Community Survey (ACS) data, and one-year 2019 data where possible. xc```b`` B,`40,h\cBx [M+=lnKZ.5NMp "q 0/;iB6!#,_lpfyhw%S92"Y2~( r4{yyUu9hy pM@v?SYPXwhMi&2T$U2pKDt_ 5q Vacant Accessible Housing Units Purchase Price Limits Effective March 30, 2022 / Income Limits Effective May 1, 2022. x\r#G}P+ee{^;}(X"~8 IRbV&>oo0oEfCG:}QY|o, aMq1g+ yhd};7(kghz"lyYCAkB+^myXI47OB4y-3GaEzt]]|azsZvQZgZyuEGrz'e3oOE}\:xg4!c Y&K=Jx% C8'`zY^Y6I[[bTq&R]D*D[%pHUOE2.6`kX,]/HS?c2UdrK6.AOP7%cH [!h#{HsQ*~|D'r)"QPTUv'6lbj~Ub>yq^C;uu.;6ve4=ilA~*g7\[ ,p |y(z/qy wK@g/`E-Ra(cpmuX*X:ohp=o@:2q1E#@n(p2rw- z!9 `@&pDxJ6=/?GFO{CV1pn. HUD released the 2022 MTSP Income Limits, effective 4/18/2022. At a glance: Requirements for a HFA Preferred loan Note: Your income and loan limits are set by your local HFA. 0000004150 00000 n Household of 3 - Income limit of $127,600. All loans are 30-year fixed-rate mortgages. Tax Credit and HOME Compliance - HPD xXn7}WZ Zdpq'n)k]h*pvEr3gg$|/x3_.gA?fF(c42P2"/_eR}YRI%+LZfZHvQ*7pgUVu~"WjAul}NVvAk]`d&.38o}:~Jw/DiFEiZ|lt[Q The Keystone Home Loan Program helps home buyers keep costs down by offering: As an added perk, the PHFA will service your loan for life. p'~P]'`& 1x>$8[%FuOP;Z>dL,0FX3_ 1Y;0EiB Federal Housing Finance Agency (FHFA) Announces Updated AMI Limits Household income within the Keystone Home Loan Program guidelines, An acceptable credit history (at least a 660 credit score for conventional loans), Enough income to afford mortgage payments, Enough cash on hand to pay for a down payment, mortgage fees, and closing costs, The house you buy is within purchase price limits, Rural Development (RD) loans (backed by the USDA), Several loan providers so you can shop for the best savings, Competitive interest rates and limited loan fees compared with normal lenders, Down payment and closing cost assistance through the Keystone Advantage Assistance Loan Program. endstream endobj startxref Your counselor will want to discuss whether or not you qualify, so its a good idea to check your credit score before you get started. For instance, Delaware County in Pennsylvania has an income limit of $84,320, while Bradford County has a limit of $58,320. FIND: The Keystone Home Loan Program helps make home buying more affordable in Pennsylvania. 2021-2022 Low Income Housing Tax Credit Program (LIHTC) Pre-Application PDF PENNSYLVANIA HOUSING FINANCE AGENCY HFA Preferred MAXIMUM QUALIFYING 184 0 obj <>>>/Fields[ 45 0 R 46 0 R 47 0 R 48 0 R 49 0 R 50 0 R 51 0 R 52 0 R 53 0 R 54 0 R 55 0 R 56 0 R 57 0 R 58 0 R 59 0 R 60 0 R 61 0 R 62 0 R 63 0 R 64 0 R 65 0 R]>>>> endobj 186 0 obj <>>>/Contents 187 0 R/Annots 198 0 R/StructParents 0/Tabs/S/CropBox[0 0 612 792]/Rotate 0>> endobj 187 0 obj <>stream The income of the household must be at or below 80 percent of the area median income at the time of FFD program enrollment. xc(wQM 8 (However, it is recommended that commercial income not . x@@oDDD @Tj#48\xf+ "?4aL6L1 HpO002- \L`D0f"XA` : Apr 26 2023: PHFA salutes 2022 Lender Award winners. 1692 0 obj <> endobj 1694 0 obj <>>>/Contents 1695 0 R/StructParents 0/Tabs/S/CropBox[ 0 0 612 792]/Rotate 0>> endobj 1695 0 obj <>stream Purchase Price & Income Limits k51(*WFc | 63 0 obj <> endobj All Rights Reserved - Privacy Policy | Terms & Conditions | Consent to Contact Customer | TREC Consumer Protection Notice | Information About Brokerage Services, Loan Calculator: Paying Extra On Principal, How to Check Your Credit Score for Free (Without Hurting It), First-Time Home Buyer Grants and Programs 2022. Youll still have to pay interest and loan fees, though. 0000003003 00000 n PDF Appendix A - Keystone Home Loan Purchase Price and Income Limits PHFA eligibility requirements To obtain a mortgage through this organization, you must select a private company from its approved lender list. Each county within your state will have different income limits. Conventional Loan Requirements in 2022 (In-depth Guide) 64 0 obj <> endobj 66 0 obj <>>>/Contents 67 0 R/StructParents 0/Tabs/S/CropBox[ 0 0 612 792]/Rotate 0>> endobj 67 0 obj <>stream Power PDF Create2022, PHFA, Application, LIHTC, 9%, 9 percent, Tax Credits, Low Income Housing Tax Credits, Multifamily, PennHOMES, HTF, Loan Limits, HTF Loan Limits, PennHOMES Loan Limits, PennHOMES and HTF Loan LimitsPower PDF Create2022-04-05T09:51:32-04:002022-04-05T09:52:39-04:002022-04-05T09:52:39-04:00application/pdfMaxium PennHOMES and HTF Loan Limits PHFAMaximum PennHOMES and HTF Loan Limits2022, PHFA, Application, LIHTC, 9%, 9 percent, Tax Credits, Low Income Housing Tax Credits, Multifamily, PennHOMES, HTF, Loan Limits, HTF Loan Limits, PennHOMES Loan Limits, PennHOMES and HTF Loan Limitsuuid:89c70276-0778-7555-4a8f-b464e58d9c98uuid:3f36dd50-2955-b0c1-dd52-9c9ba6ba2dbe 4218 PDF 2022 Income/Rent Limits - Pennsylvania Housing Finance Agency (PHFA) Match with top local agents, choose the best fit, start touring houses. A. J. Johnson. PHFA launches new, forgivable down payment and closing cost assistance loan 197 0 obj <]>>stream endstream endobj 22 0 obj <]>>stream 80% of Area Median Income (AMI), so long as the average income/rent limit in the property is 60% . 0000062101 00000 n 0000003675 00000 n p#"\N1X]7HobA'B+X.&3_?='Bgn p&C` RT~niG, Q4. xc```f``a`a`,gb@ !6 dah8AO&4e u ma@k 0230HJ8^Gub*t8C U@Ibd>10gc`` `R,02A'i&! dj(0d'1'5. PENNSYLVANIA HOUSING FINANCE AGENCY (2022 APPLICATION) MAXIMUM INCOME AND RENT LIMITS The following charts which are applicable to all multifamily programs administered by the Agency list the maximum household income and corresponding rent by unit type. The Agency's processing procedures, fee schedules and limitations, and current rent and income limits are set forth in the Agency's 2022 Multifamily Housing Application Package (the "2022 Application") and 2022 Multifamily Housing Program Guidelines (the "2022 Guidelines"), which are available on the Agency's website at 'u"}Tmq%#X!T. HUD Publishes 2022 Income Limits - A. J. Johnson Consulting Services, Inc. endstream endobj HUD Releases FY 2022 Income Limits - Affordable Housing Management V%n.b~._HsX>`$]b;q*h'D&c_Kn/X}H@ First-Time Home Buyer Grants and Programs 2022. Ready to get started on your home buying journey? How to Check Your Credit Score for Free (Without Hurting It). The purchase price limits listed are for single-family residences. * ALERT! What Is HFA Preferred? Eligibility, Pros and Cons, and Alternatives PDF August 2022 PHFA Form 1 PENNSYLVANIA HOUSING FINANCE AGENCY They are now live in the Web Entry System. Reach out to a PHFA counselor. Otherwise, you will not be able to visit other pages using the navigation "menu" bar or have access to other content throughout the site. LinkedIn Jan. 7, 2022) Pennsylvania Homeowner Assistance Fund (PAHAF) Further reading on this topic. Owner occupied residences only. 1691 0 obj <> endobj xcd```d`6L= ! PDF PHFA 2022 Pre-Application Meeting Held via WebEx 4/13/2022 Listing June 2022 PHFA Appendix B Seller's Guide (2 of 2) MAXIMUM QUALIFYING INCOME LIMITS* By Region and County County Income Limit Region 4 Region 5 Region 6 *The qualifying income may not exceed 80% AMI (Area Median Income) per Fannie Mae guidelines. To check income limits for all states (use low-income limit) click here. xGQE'4kD`Y(@KlIA'92+')DC)dC & t @zacf0,akJp"' New program: Pennsylvania Homeowner Assistance Fund (PAHAF 2021-2022 Low Income Housing Tax Credit Program (LIHTC) Pre-Application November 23, 2021 Submission deadline extended to *Monday, February 21, 2022, at 4:00 p.m. *Submission deadline may be extended dependent on the 2022 PHFA Qualified Allocation Plan release. Anf However, the Income Averaging Policy provided online under the 2022 Guidelines/Requirements still has that cap. PHFA Keystone Home Loan Income & Purchase Price Limits Written by Bill MacDonald September 14th, 2022 2 minute read Contained on this page are the sales price and household income limits for the Pennsylvania Housing Finance Agency's Keystone Home Loan Program (PHFA) as of 7/2019 FY 2022 MFI: $90,600 EXTR LOW INCOME 19050 21800 24500 27750 32470 37190 41910 46630 VERY LOW INCOME 31750 36250 40800 45300 48950 52550 56200 59800 LOW-INCOME 50750 58000 65250 72500 78300 84100 89900 95700 . PDF PHFA Income Averaging Policy The Low-Income Housing Tax Credit Program ("Tax Credit Program") is a federal . 0000003169 00000 n %PDF-1.5 % TIC uploads must be completed using NAHMA version 5.0. . HUD plans on releasing FY 2023 median family income estimates and income limits on or about May 15, 2023. It offers competitive interest rates, low down payments, and other benefits to eligible borrowers. PHFAbacked lenders offer conventional, FHA, VA, and RD loans. The limits for the LIHTC and Bond projects are published separately from the limits for HUD programs. 1 0 obj <> endobj 13 0 obj <>stream ?G>xB61 1h nmn~o _ \M45~nnYcflm2mGm }4k"9DU}+"7Op%m.lW=$nkCk$8IEi&\f5+"!B34j $reO Income Limits | HUD USER PHFA Keystone Home Loan Program (2022 Guide) - Anytime Estimate ') hH6z1O^&tdD}Ice&ZLS,V#[1'gbRD U. %%EOF How much: Up to $10,000. PDF Tax Credit Program Guidelines - Pennsylvania Housing Finance Agency (PHFA) Learn More about PHFA's paid housing policy research opportunity. endstream endobj x][oIvF7?&AG7`{wvcf("5+uHs:UM$A";SER?Ws|&SW~jF\]\?KX_zTmjwbx0YtQ.&$5ErRj&(TrR2!K|m'~7GXe}g;*u_Z L?s+)txj,IF97Q$>{$ijYyu,HQ)QY?z?Q5U1gg/ki]"0ijMUHl_O[EJ!&@*~ c'? For example, a LIHTC development in Philadelphia with a 2-bedroom unit assigned at . Income limit of $113,400. +o8m*SSg~Vn+=]Y[t-V; bbRj-r(/-=+pU @ETOBA'D''95pB qSBwrl[[XwGn>bI9k@egq}3Gx^ _RMk)e^YPK'sdv$svW(R"jc6!bOIeY*bS0&p9>Mx3[N8!. PDF Combined Income and Purchase Price Limits Table Flickr, You skipped to and are entering the secondary navigation menu, You skipped to and are entering the main content, 2022 PennHOMES with LIHTC Rent and Income Limits (effective 6/15/2022), 2021 PennHOMES with LIHTC Rent and Income Limits (effective 6/1/2021), 2020 PennHOMES with LIHTC Rent and Income Limits (effective 7/1/2020), 2019 PennHOMES with LIHTC Rent and Income Limits (effective 6/28/2019), 2018 PennHOMES with LIHTC Rent and Income Limits (effective 6/1/2018), 2017 PennHOMES with LIHTC Rent and Income Limits (effective 6/15/2017), 2016 PennHOMES with LIHTC Rent and Income Limits (effective 6/6/2016), 2015 PennHOMES with LIHTC Rent and Income Limits (effective 6/1/2015), 2014 PennHOMES with LIHTC Rent and Income Limits (effective 5/1/2014), 2013 PennHOMES with LIHTC Rent and Income Limits (effective 3/15/2013), 2012 PennHOMES with LIHTC Rent and Income Limits (effective 2/9/2012), 2022 PennHOMES County-wide Rent and Income Limits (effective 6/15/2022), 2021 PennHOMES County-wide Rent and Income Limits (effective 6/1/2021), 2020 PennHOMES County-wide Rent and Income Limits (effective 7/1/2020), 2019 PennHOMES County-wide Rent and Income Limits (effective 6/28/2019), 2018 PennHOMES County-wide Rent and Income Limits (effective 6/1/2018), 2017 PennHOMES County-wide Rent and Income Limits (effective 6/15/2017), 2016 PennHOMES County-wide Rent and Income Limits (effective 6/6/2016), 2015 PennHOMES County-wide Rent and Income Limits (effective 6/1/2015), 2014 PennHOMES County-wide Rent and Income Limits (effective 5/1/2014), 2013 PennHOMES County-wide Rent and Income Limits (effective 6/1/2013), 2012 PennHOMES County-wide Rent and Income Limits (effective 2/9/2012), 2014 Income/Rent Limits Important Notification, 2022 Housing Trust Fund Rent and Income Limits, 2021 Housing Trust Fund Rent and Income Limits, 2020 Housing Trust Fund Rent and Income Limits, 2019 Housing Trust Fund Rent and Income Limits, 2018 Housing Trust Fund Rent and Income Limits, 2017 Housing Trust Fund Rent and Income Limits, 2022 Housing Trust Fund with Tax Credits Rent and Income Limits, 2021 Housing Trust Fund with Tax Credits Rent and Income Limits, 2020 Housing Trust Fund with Tax Credits Rent and Income Limits, 2019 Housing Trust Fund with Tax Credits Rent and Income Limits, 2018 Housing Trust Fund with Tax Credits Rent and Income Limits, 2017 Housing Trust Fund with Tax Credits Rent and Income Limits, 2022 LIHTC Income and Rent Limits (effective 4/18/2022), 2021 LIHTC Income and Rent Limits (effective 4/01/2021), 2020 LIHTC Income and Rent Limits (effective 4/01/2020), 2019 LIHTC Income and Rent Limits (effective 4/24/2019), 2018 LIHTC Income and Rent Limits (effective 4/01/2018), 2017 LIHTC Income and Rent Limits (effective 4/14/2017), 2016 LIHTC Income and Rent Limits (effective 3/28/2016), 2015 LIHTC Income and Rent Limits (effective 3/6/2015), 2014 LIHTC Income and Rent Limits (effective 12/18/2013), 2013 LIHTC Income and Rent Limits (effective 12/4/2012), 2012 LIHTC Income and Rent Limits (effective 12/1/2011). This is a three-year lag, so more current trends in median family income levels are not available. 1 Income Limits. The 2022 and 2023 Authority Guidelines, including, without limitation, the CHFA Low-Income Housing Tax Credit (LIHTC) Program Guideline, the CHFA Construction Guideline: Project Planning & Technical Services Review, the CHFA Low-Income Housing Tax Credit (LIHTC) Program Opportunity Characteristics Guideline, the CHFA Pre-Construction Guideline, To get a mortgage through the Keystone Home Loan Program, you need to be a first-time home buyer, have veteran status, or buy a house in a targeted area. Income Limits 0000000785 00000 n On April 18, 2022, HUD published the 2022 income limits for HUD programs as well as for the Low-Income Housing Tax Credit and Tax-Exempt Bond programs. Power PDF Create2022, PHFA, Application, LIHTC, 9%, 9 percent, Tax Credits, Low Income Housing Tax Credits, Multifamily, PennHOMES, HTF, Loan Limits, HTF Loan Limits, PennHOMES Loan Limits, PennHOMES and HTF Loan LimitsPower PDF Create2022-04-05T09:51:32-04:002022-04-05T11:04:54-04:002022-04-05T11:04:54-04:00application/pdfMaximum PennHOMES and HTF Loan Limits PHFAMaximum PennHOMES and HTF Loan Limits2022, PHFA, Application, LIHTC, 9%, 9 percent, Tax Credits, Low Income Housing Tax Credits, Multifamily, PennHOMES, HTF, Loan Limits, HTF Loan Limits, PennHOMES Loan Limits, PennHOMES and HTF Loan Limitsuuid:89c70276-0778-7555-4a8f-b464e58d9c98uuid:3f36dd50-2955-b0c1-dd52-9c9ba6ba2dbe PDF Maximum Income and Rent Limits - Pennsylvania Housing Finance Agency (PHFA) Effective May 2, 2022, PHFA is no longer accepting XML uploads for TIC's in NAHMA version 1.0. Rent and Income Limits PA Housing Finance Agency News & Awards Tech Services Housing Services Asset Management Go Back Login Rent and Income Limits If you have any questions or for past Rent & Income Limits not listed, please contact Housing Management at 717.780.3819. @ 2- JavaScript is turned off in your browser. FHFA Proposes 2022-2024 Housing Goals for Fannie Mae and Freddie Mac PENNSYLVANIA HOUSING FINANCE AGENCY (2022 UNDERWRITING APPLICATION) service, Min. 05/25/2022 PHFA HTF/TC Program Income Limits, subject to change. 4217 0 obj <>stream To buy a house, you need at least a 620 credit score if you want a conventional mortgage; 660 will give you more options. p e n n s y l v a n i a h o u s i n g f i n a n c e a g e n c y page 1 mtxr044 15:29:01 county-wide pennhomes program or dced ffy 92-93 projects xmoSAy `v(s@JDmR(~; U]k{j}vw}=E]woo.oo>?Yy VO4zui=]s9%:YqV/8?gl8N8wI96/gq/_4i{WzF &>c How to get a first-time home-buyer grant in the Philly region 3W[Zu W.cPQ A,3:Rv`-$}!$m]~*GB=,9zt0Q~XCt:JWU?c/m'Ac R@B!Qfljaj]EDN@UaGovPGeM)IMac60[ `bX"c)x/I8jRSl(f741'PqM1]7; y{nm;N7mh7l=]p;R;2Mw,he|colm_9fll*ryNY@6X+v Vp,#4c0aZzWHG-&9\Hqe*kX8YquqKiuZ45a=D94 xjq;V802r9<8[\`SA y`)fWpmKP$HU&J"6y Cqf+0M5rW24Tq@dQ"jFV2'`8HNi^ iWN]'p*rGgk+]/CZ+#T#R[72w$xy5eVY/fu?c YMXSA4 pnkq2'WPKsvsl[ozPO Loan Product Advisor and the Income Limits application programming interface (API) will be updated on June 5, 2022. 0000062290 00000 n ,8/|*U]]>wNc9'':[8Y@qn*l Lfs2q>M&iV8mC6)c)Py?iczFN\z~MyjN{a}Pd9%$iFL\i}N}!o3DN-[it]cky""`|nk4Fn7{~gam~ofmfB==|J$SGw7R:@gpI|I~T,0[{zdB!vbt\4^l09,$.B"K$~3O"_1dQ5A$;%=6c;dC@ Gh7MN #){xP/nE.dJvGF"%q/ FNMA HFA Preferred Conv. N.J. and Pa. homeowners who are struggling because of the . p e n n s y l v a n i a h o u s i n g f i n a n c e a g e n c y page 1 mtxr041 7:41:13 low income housing tax credit program ]5L8[?(n.syLK;~ s)\#:_nmUu. Box 23268, Washington, DC 20026-3268. @ mQ#)^LvG;R#u!~jt\I>4f|}xXKNj2)! -gWO2OtD #!ItxvX#f7pe`1p\Fah?0^Z- o2o]oM>HXK@,+|j5hzhky48k^Y F6h-^J)\d+B$U@`!*g_;/BHkDOsbhJ2j?vx+jPlby[--t+LPSY=/-ZffPErxA | Benefits | FAQs. Submit your mortgage application to a participating lender. xc```f`` _ @f. d00,1fTCtWiV f|c r6>n:1$ xd-f`V4Hn FHA VA USDA FHA VA USDA AREA OF STATE COUNTIES IN AREA 80% and below AMFI Only FNMA HFA PREFERRED Any family Size Over 80% AMFI Only . endstream endobj PDF Pennsylvania Housing Finance Agency Keystone Flex Maximum Income and Once the loan gets approved, PHFA buys and begins servicing your loan. The Pennsylvania Housing Financing Agency (PHFA) runs the Keystone Home Loan Program, though it's not a lender itself. You get 10 years to repay your second mortgage, and you have a 0% interest rate. If you have any questions or for past Rent & Income Limits not listed, please contact Housing Management at 717.780.3819. Income limits vary depending on the number of people in your family and whether or not your home is in a target or non-target area. 1701 0 obj <<56de094982e65ac99c2187a859d97dfe>]>>stream endstream endobj 4215 0 obj <> endobj endstream endobj Pennsylvania Housing Finance Agency Income Averaging Policy . The program is administered by the Pennsylvania Housing Finance Agency . Unit Size %AMI Monthly Rent Household Size Qualifying Household Maximum Income: 1 Bedroom: 20% 20%: Rents based on Income. 0000003870 00000 n

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